Flooding in West Hamilton, OH

7/24/2019 (Permalink)

When flooding damages your Hamilton, OH, home, it can be difficult to know how to proceed with cleanup efforts. One of the first steps you can take is to prepare for the insurance adjuster’s visit once you have filed the claim. Knowing what you will need to make visit simple for the home adjuster can result in a faster payout and less stress for you as the homeowner. 

3 Ways To Prepare for an Insurance Adjuster.

1. Know What Paperwork You Will Need 

Before you call a flood damage and water cleanup service to help with mitigation, call your insurance agent and ask him or her what kind of paperwork you will need to prepare for the adjuster’s visit. You may be able to download and print some forms from the provider’s website. Being well prepared can make the job simpler for your home adjuster and expedite the filing of your claim. 

2. Make a List of Losses 

Before the adjuster arrives, you may want to make a list of all the items that were damaged or destroyed in the flood. Remember to include when you bought them, a copy of the receipt if available and whether any of them have been previously repaired. The more information you can provide, the easier it will be for your adjuster to help you file your insurance claim. 

3. Make a Video Record 

Thanks to smartphone technology, it is simpler than ever to take photos and recordings of any flood damage to your home. Document stains, cracks and new mold growth that might have resulted from standing water. Make copies of photos and ask where you can send your videos so your adjuster can review them if necessary. Remember to back up your videos in case you need them later. 

Being prepared to talk to your insurance home adjuster after a flood damages your Hamilton, OH, residence can give you peace of mind. Working efficiently with this knowledgeable individual might result in a quicker insurance payout so you can get started on repairs right away.